SERVICES
Tailored insurance for
every stage of life.
01
Auto
Insurance
Auto insurance is essential because it protects you financially in the event of an accident, theft, or damage to your vehicle. It helps cover medical expenses, repair costs, and legal fees, reducing the financial burden on you. In many places, it's also legally required, ensuring that all drivers can take responsibility for potential damages. Without it, a single accident could lead to overwhelming out-of-pocket expenses.
02
Home
Insurance
Home insurance is crucial because it safeguards your most valuable asset—your home. It provides financial protection against unexpected events like fire, theft, storms, or liability claims if someone is injured on your property. With the right coverage, you can recover and rebuild without facing overwhelming costs. It offers peace of mind, knowing you're prepared for life’s uncertainties.
03
Commercial Auto
Insurance
Commercial auto insurance, covers vehicles used for business purposes. Whether it’s a single delivery van or a fleet of trucks, this coverage helps pay for damages, injuries, and liability if your business vehicle is involved in an accident.
04
Commercial GL
Insurance
General liability insurance protects your business from claims involving bodily injury, property damage, and legal fees that can arise from everyday operations. It’s essential for shielding your company from costly lawsuits and unexpected accidents.
05
Motorcycle/ATV
Insurance
Motorcycle and ATV insurance is essential for protecting both your ride and your finances. These vehicles are exposed to unique risks—whether it’s an accident on the road or damage on rugged trails. Insurance helps cover repair costs, medical bills, theft, and liability if you're found at fault in an incident. With the right coverage, you can ride with confidence, knowing you're protected wherever the adventure takes you.
ABOUT
All about
QUOTE CARMA
At Quote Carma, we believe that insurance should be simple, reliable, and tailored to your needs. Founded by two longtime friends with over a decade of experience in the insurance industry, our agency is built on trust, expertise, and a shared commitment to protecting what matters most to you.
We proudly serve individuals, families, and businesses across Massachusetts, New Hampshire, and Maine, offering a full range of insurance solutions including:
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Auto Insurance
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Home Insurance
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Commercial Insurance
As an independent agency, we work with many of the top insurance companies in the United States, giving us the flexibility to shop around and find the best coverage at the most competitive price. Our goal is simple: to provide excellent coverage without compromising on value.
At Quote Carma, we’re not just agents—we’re your partners in protection. Whether you're insuring your first car, your dream home, or your growing business, we’re here to guide you every step of the way with personalized service and honest advice.
What sets us apart is our dedication to building lasting relationships. We take the time to understand your unique needs and goals, ensuring that every policy we recommend is a perfect fit. With Quote Carma, you're not just getting a quote—you're gaining a team that genuinely cares about your peace of mind.
APPROACH
Our goal is to protect what you care about most
Founded by Mike and Rich, two longtime friends, Quote Carma was created with one simple goal: to make insurance easy and stress-free. When you work with us, your information isn’t blasted out to dozens of agents. It stays with us—real people who care—while we shop your coverage through the majority of the market to find you the best of the best. No pressure, no gimmicks—just smart, honest insurance solutions tailored to you.
BENEFITS
Strength that speaks for itself
Availability
We are available when you are! We are notified as soon as you request a quote!
Efficiency
Get Same day, Finalized Rates! No teasers, no hidden fees. Just great products at our best price!
Trust
We don't sell your information to third parties! You'll receive your rates from us and only us!
TESTIMONIALS
What our clients are saying
Everyone at Quote Carma is extremely helpful. They were able to save me a ton of money on my auto and home insurance and made the process so simple for me. I highly recommend them if you're shopping for a better insurance rate
Theresa A
I used Quote Carma for my Auto and Home insurance policies. They made everything so simple for me and I would use them again in a heartbeat. Highly recommend, good company even better people!
David C
Mike was great! He made the process easy and made sure I understood what was happening at every point. Easy communication, easy process. I’ll definitely recommend family and friends.
Sandrae A
FAQ
You're probably
wondering...
Frequently asked questions
